Best Travel Credit Card

Best Travel Credit Card

Capital One Venture X Rewards Credit Card

We recommend the Capital One Venture Rewards Credit Card X for people who have excellent credit and don't mind paying $395 in annual fees to take advantage of premium benefits. For example, all cardholders can access Capital One and Priority Pass lounges worldwide. You also get free Hertz Chief Circle status.
You may receive up to $300 in annual travel credit when you make reservations through Capital One Travel. You may also receive up to $200 in rental credit during the first year.

This card comes with an early spend bonus of 75,000 miles that you may earn by spending $4,000 on purchases in the first three months. You can also get an annual premium of 10,000 miles after your account's first anniversary.

Earn 10 miles per dollar when you book hotels and car rentals with Capital One Travel. In addition, you will earn five more points if you book flights using the same platform. All other purchases earn 2X miles per dollar. While you can redeem your miles for travel bookings through Capital One Travel, you also have the option to transfer them to over 15 partner travel loyalty programs.

Pros

• Entry to Capital One airport lounges and Priority Pass
• Global Entry or TSA PreCheck Fee Credit
• No foreign transaction fees
• Transfer miles to over 15 travel loyalty programs
  

Cons

• Only a few domestic airlines and hotel travel partners
• Capital One's network of lounges has just started to operate
• The high annual interest rate on cash advances
  

Platinum® Card from American Express

While the American Express Platinum card comes with the annual fee of $695, it's an excellent alternative for people who travel a lot and are looking for premium benefits. For example, all cardholders get Marriott Bonvoy Gold Elite status and Hilton Honors Gold Elite status free of charge.
The card comes with a fantastic welcome offer. If you spend $6,000 on purchases in the first six months, you'll earn 125,000 bonus points. Then, on an ongoing basis, you can earn 5X points per dollar on eligible travel purchases and the 1X points per dollar on all other purchases.
Booking flights through the International Airlines Program with American Express Travel gives you access to competitive rates. In addition, you can access the American Express Global Lounge at airports around the world.

Pros

• Welcome offer based on spend to earn reward points
• 5X Points on flights booked through Amex Travel and direct via airlines for up to $500,000 per year
• Redeem points in various ways, including converting them into loyalty programs / frequent flyers of a popular airline
• Entry to the airport lounge
• Airline fee credit of $200 per year
• Disclosure of credits for various other services
• Global Entry / TSA PreCheck Fee Balance
• Save on International First, Business, and Premium Economy seats with the Amex International Airline
• Program.
• Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Elite Status
• Access to privileges through the Beautiful Hotels and Resorts program
• Premium car rental status across various car rental programs
• Free travel insurance
• Purchase Protection & Extended Warranty
  

Cons

• Annual Fee $695
• APR penalty may apply in case of late payment or refund

Navy Federal Credit Union Visa Signature Flagship Rewards Card

This card comes with an annual fee of $49. Provides statement balances for Global Entry Fee or TSA PreCheck Fee, Automatic Worldwide Travel Accident Insurance, Collision Damage Waiver, and Travel and Emergency Assistance. It does not charge foreign transaction fees, making it ideal for use outside the United States.
New cardholders will get 30,000 bonus points (worth $300) if they spend $3,000 on purchases in the first 90 days. Travel purchases in various categories earn three times the points for every dollar, and all other purchases earn three times the points.

Pros

• Moderate annual Fee
• No foreign transaction fees
• High rate of travel rewards
• Variable APR between 9.99% to 18%
• No cash advance and balance transfer fees
  

Cons

• Not available to everyone
• It needs a very good to excellent credit score to qualify.
  

PenFed Pathfinder® Rewards Visa Signature® Card

The PenFed Pathfinder® Rewards Visa Signature® Card comes with an annual fee of $95. However, you do not have to pay this Fee if you are a PenFed Honors Advantage member. Even if you end up paying the annual Fee, you can easily offset this if you use the available Domestic Air Travel Statement credit, Global Entry/TSA PreCheck Statement Credit, and Priority Pass Airport Lounge membership.
New cardholders earn 50,000 bonus points if they spend $3,000 on purchases within the first 90 days. In addition, penFed Honors Advantage members earn 4x points per dollar across all travel classes, which changes to 3x points for nonmembers. All other purchases come with 1.5X points.

Pros

• Earn reward points on travel and everyday purchases
• No foreign transaction fees
• Travel statement credits
• Welcome Bonus Points
• 0% Introduction of APR on Balance Transfer
  

Cons

• $95 annual fee
• Credit union membership required
• Variable APR for purchase from 14.99% to 17.99
  
  

Citi Premier® Card

As a new cardholder, you may earn 80,000 bonus points by spending $4,000 in the first three months. You make three times the points for every USD 1 spent on flights, hotels, restaurants, supermarkets, and gas stations. All other purchases come with 1x point.
Transferring your points to popular frequent flyer programs such as Virgin Atlantic Flying Club, JetBlue TrueBlue, and Emirates Skywards is an option, and you do not pay any additional fees.
Having to pay foreign transaction fees when using this card outside the US is excellent. You can also get $100 off a single hotel stay that costs $500 or more (excluding taxes and fees) once a year. So you can offset the $95 annual card fee with this feature alone.

Pros

• Chance to win a big sign-up bonus
• Three times the points for travel purchases and on a few other categories
• No foreign transaction fees
• Transfer points to popular frequent flyer programs or redeems them in other ways.
• Benefit from hotel savings of $100 every year
  

Cons

• $95 annual fee
• No free insurance
• No protection for purchases
• Cash Withdrawal and Balance Transfer Fee
• APR penalty may apply in case of late payment or refund